Friday, April 22, 2016 / by Marc Huntington
A mortgage is the largest monthly expense for most buyers; however, even though it is so important many borrowers don’t do enough research to get the best possible deal. In the end, some will end up paying much more for their loans than they could have.
To help you make educated decisions about your mortgage, we’ve listed some of the biggest mortgage mistakes that can cost you:
1. Not Comparing Lenders
A loan officer is either working for a bank or savings and loan, and they can offer you loan packages that the bank has put together. A mortgage broker is the one who pre-qualifies you, and shops around to find deals from different lenders.
Whoever you decide to go with, either a loan officer or to a mortgage broker, you will need to share your personal information in order to get a realistic rate. The officers and brokers will show you the quotes of their banks and certain credit unions and you can pick the loan that suits ...
Thursday, April 14, 2016 / by Marc Huntington
All home sellers sign a disclosure concerning their property, in order to inform buyers about important aspects of the home. These disclosures can inform buyers about home specs, recent repairs, required fixes, etc. Disclosures are very helpful and important to a sale.
Unfortunately for buyers, some sellers may attempt to overlook some of the problem areas of their property to sell more quickly. Would you be able to spot undisclosed problems in a home? We’ve put together a list of common cover-ups sellers’ use and how you can recognize them:
1. Bad Foundation
This is a costly and a potentially dangerous situation for home buyers. When searching for a bad foundation, signs to look for include any rough or zigzag cracks in the walls and floors, or an uneven paint around the door frames and windows. Take a closer look to see if rugs, décor or paint are concealing any cracks.
Bad foundation can also prevent cabinet ...
Friday, April 8, 2016 / by Marc Huntington
Having a spacious outdoor oasis can be perfect for quiet nights or hosting friends. There are so many ways that you can create a great outdoor space, and it can be overwhelming for some home owners when it comes to choosing your décor! To help, we’ve listed the best 5 items to create a backyard oasis without breaking the bank:
1. Fire Pit
There is nothing like the warm glow and crackling sounds of a fireplace in the backyard. You can buy fairly inexpensive fire pits from hardware stores such as Lowes and Target; add in some comfy chairs and you’ve got the perfect centerpiece for your cozy getaway. Don’t forget some marshmallows!
2. Plants and flowers
One inexpensive way to brighten up your backyard oasis is by bringing in some natural elements and color.
Creating a colorful and vibrant garden does not need to be expensive and you can start with plants that require ...
Thursday, March 31, 2016 / by Marc Huntington
The long-awaited season of spring has finally come. For some homeowners it represents a refreshing new start to the year, while others see it more as a reason to start working on the yard! No matter how you look at it, homeowners will know that as soon as spring rolls around, there will be lots to do on your home’s exterior to get it ready for the warmer seasons.
Spring requires the nurturing of every sprout and the pulling of every weed. Are you ready to nurture your lawn? Below are some tricks and tips that will make spring time preparation work for your yard and garden easier, faster, and more fun:
1. Creating a Low-Maintenance Garden
Many homeowners enjoy having a garden but don’t necessarily have the time to tend to it. A low-maintenance garden is that answer! For plants, seek seeds that don’t require a lot of watering or that can thrive in a variety of locations.
For vegetables, plant their seeds directly in a plastic bag filled with garden soil ...
Thursday, March 24, 2016 / by Marc Huntington
It’s spring cleaning time! That means lots of families will now be getting ready to dust, scrub, vacuum and de-clutter their homes. Need some help giving out tasks? Below are a few tips on how to make spring cleaning fun for the whole family:
1. Five and under
Little ones love to help out and get involved as long as you make things fun! It’s only when they get older that they realize cleaning and house chores might not be as interesting as they used to be! Want to keep the little ones busy? Give them appropriate tasks to help make them a part of the project.
You can give toddlers a rag and a spray bottle of water to help wipe down closets, drawers, tables and anything that has limited décor. Other things they may enjoy doing include sorting shoes, making their bed and organizing their toys and stuffed animals.
Pre-teens can help with a multitude of tasks in spring cleaning from dusting and vacuuming to cleaning out the refr ...